Soulmate Gem
Soulmate Gem
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Women of nearly all races and ethnicities face higher rates of poverty than their male counterparts.
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Read More »Women of nearly all races and ethnicities face higher rates of poverty than their male counterparts. (see Figure 1) The highest rates of poverty are experienced by American Indian or Alaska Native (AIAN) women, Black women, and Latinas. About 1 in 4 AIAN women live in poverty—the highest rate of poverty among women or men of any racial or ethnic group. While the federal poverty line is an important measure of economic insecurity and is widely used to determine eligibility for many public assistance programs, it is narrow and outdated. 7 It takes into account the cost of food as a proportion of families’ expenses, but it leaves out geographical differences and other essential costs of living, such housing, transportation, child care, and medical costs. One study 8 found that more than 50 million households struggle to pay for basic necessities such as food, housing, and health care—despite only 16 million of them being officially classified as “in poverty.” Another study 9 found that based on an adjusted inflation measure, at least 3.2 million more people live in poverty than are counted by the federal government. However, due to the ubiquity of the federal poverty line and its real implications in determining people’s eligibility for various programs, the authors define poverty as individuals falling below 100 percent of the federal poverty line, unless otherwise specified. The poverty estimates included in this fact sheet are based on the federal poverty line, or the minimum annual income for individuals and families determined by the U.S. government to pay for necessities. In 2018, the poverty line was set at an annual income of $13,064 for a single individual younger than age 65 and $25,465 for a family of four with two adults and two children.* 6 In the United States, more women than men live in poverty. According to U.S. Census Bureau data, of the 38.1 million people living in poverty in 2018, 56 percent—or 21.4 million—were women.* 1 The coronavirus pandemic has put individuals and families at an increased risk of falling into poverty in the United States, as they face greater economic insecurity, due in large part to unprecedented unemployment that has disproportionately affected women. 2 Congress’ emergency unemployment assistance during the first few months of the pandemic staved off a predicted spike in the poverty rate; federal economic support must be extended throughout the duration of this fluctuating crisis to prevent an increase in the number of families living in poverty in the long term. 3 Moreover, research has shown that the cost and financial burden of medical expenses in the United States pushes millions of families into poverty—a foreboding fact to consider in the midst of a global health pandemic. 4 Illustratively, before the Affordable Care Act (ACA) expanded coverage and lowered certain health costs, a leading cause of personal bankruptcy was medical debt, resulting from unexpected or unaffordable medical expenses. 5 Black women, Latinas, and AIAN women are also disproportionately represented among women living in poverty. (see Figure 2) While Latinas represent 18.1 percent of all women in the U.S. population, they constitute 27.1 percent of women in poverty. Similarly, Black women represent 22.3 percent of women in poverty but make up only 12.8 percent of all women in the U.S. population. Unmarried mothers have higher rates of poverty than married women, with or without children, and unmarried women without children. (see Figure 3) Almost one-quarter of unmarried mothers live below the poverty line. In 2018, 11.9 million children younger than age 18 lived in poverty, making up 31.1 percent of those living in poverty.* 12 Poverty rates for women and men are nearly even throughout childhood, but the gap widens significantly for women ages 18 to 44—during prime childbearing years—and again for women age 75 and older. (see Figure 4) Between ages 25 and 34, women are 69 percent more likely than men of the same age to live in poverty. While the gap in poverty rates between women and men narrows after age 34, it never closes throughout their adult life, and it actually widens again in old age: 13.2 percent of women 75 years and older live in poverty compared with 8.8 percent of men the same age. Women with disabilities are more likely to live in poverty than both men with disabilities and individuals without disabilities. (see Figure 5) Women with disabilities have a poverty rate of 22.9 percent, compared with 17.9 percent for men with disabilities and 11.4 percent for women without disabilities.
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Read More »LGBTQ women experience higher rates of poverty than cisgender straight women and men due to the intersections of discrimination based on gender, sexual orientation, and gender identity or expression. A 2019 survey by UCLA Law School’s Williams Institute found that 17.9 percent of lesbian cisgender women, 29.4 percent of bisexual cisgender women, and 29.4 percent of transgender people lived in poverty, compared with 17.8 percent of straight cisgender women and 13.4 percent of straight cisgender men.13 They also found a similarly high poverty rate among gender-nonconforming people.14 Unfortunately, the Current Population Survey does not collect data about individual respondents’ self-disclosed sexual orientation or gender identity (SOGI), and only a handful of federal surveys collect SOGI data.15 Federal data collection must be improved to include the collection of SOGI data, disaggregated by race, ethnicity, and other factors, to ensure a better understanding of the lived realities of all LGBTQ individuals.16
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Read More »The United States lacks supportive work-family policies such as adequate funding for child care, a national paid family and medical leave program, and an earned paid sick leave law, which would help women manage work and caregiving responsibilities. Reliable child care, which enables parents to participate in the labor force, is often unaffordable and hard to find, which can contribute to lower employment among mothers compared with fathers.26 The United States is an outlier among developed countries in failing to guarantee access to paid family and medical leave and paid sick leave, which would allow workers time away from work to recover from an illness, care for a sick family member, or care for a new child.27 Without these critical work-family policies, women—who perform the majority of unpaid care work for children, elderly, and disabled family members—have fewer economic opportunities and are often forced to reduce their paid work hours or leave the workforce entirely.28 Women are also more likely to be single mothers than men are to be single fathers, a driving factor of the gender differential in rates of poverty.29 In addition, among parents with children younger than age 6, 25 percent of mothers work part time, and 35 percent are out of the labor force compared with just 4 percent and 5 percent of fathers, respectively.*30 This caregiving burden on women has only worsened during the coronavirus crisis due to necessary school and child care provider closures, which are also likely contributing to the higher job losses among women.31
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