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What are signs you are poor?

11 Signs You Might Be Broke You're living paycheck to paycheck. ... You have credit-card debt. ... You have student-loan debt. ... You have a monthly car payment. ... Your income dictates your lifestyle. ... You aren't saving for the future. ... You're not healthy. ... Your relationships are suffering. More items... •

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By ·

You might be broke if…

1. You’re living paycheck to paycheck. If you’re spending every dollar you take home, you are, by definition, broke. More than 75% of Americans are living paycheck to paycheck (with little to no savings), which means that, right off the bat, at least three-quarters of us are impecunious. 2. You have credit-card debt. There’s no such thing as “good” debt. The debtor is always slave to the lender. 3. You have student-loan debt. Read our lips: THERE’S NO SUCH THING AS “GOOD” DEBT, DAMMIT!

4. You have a monthly car payment. Ahem.

5. Your income dictates your lifestyle. It should be the other way around: we should work to earn enough money to live, not live to earn enough money to buy shit we don’t need. Until he breaks free from consumerism, the hoarder is slave to his hoard. 6. You aren’t saving for the future. We know, we know: you’ll start saving “tomorrow.” But of course tomorrow never comes, because tomorrow will be today tomorrow, and tomorrow’s tomorrow will never be today. Ergo, begin today. Your life literally depends on it. See 5 Difficult Steps Toward Financial Freedom. 7. You’re not healthy. Unhealthy equals depression. Yes, if you’re unhealthy, statistics show that you’re likely depressed. If you can’t enjoy life, no matter how wealthy you are, then you’re broke in a different way: you’re broken. The richest man in the graveyard might have the most lavish tombstone, but he’s still dead. 8. Your relationships are suffering. Too often we forsake the most important people in our lives in search of money or ephemeral pleasures. We believe that our loved ones will always be around or that “they’ll understand.” But when you’re careless with something for long enough, it breaks. 9. You argue over money. Troubled relationships tend to end for one of two reasons: arguments over money or arguments over sex (or both). Even if the relationship doesn’t end, it is difficult to grow if y’all’re constantly bickering about finances. (P.S. If you’re arguing over sex—or the lack thereof—then something’s broken.) 10. You’re not growing. It doesn’t matter how much cash you earn: if you’re not growing, you’re dying. We feel most alive when we cultivate a passion, drudge through the drudgery, and live our lives with purpose, autonomy, and mastery. 11. You don’t contribute as much as you’d like. Your worth isn’t determined by your net worth: real worth comes from contributing beyond yourself in a meaningful way. It was MLK who said, “Life’s most persistent and urgent question is: what are you doing for others?” Giving is living, and it’s much easier to give when you’re no longer worried about money. Being broke is okay. Being broke without a plan to break the cycle is not. You see, given the above criteria, we’ve all been broke at some point in our lives—everyone has been broke or broken. True, we all need money to live, but you are not the contents of your wallet. What’s more important than income is how we spend the resources we have. We personally know broke people who make six (or even seven) figures a year. We also know families who live on $25k per year but aren’t broke at all—because they live within their means: they live deliberately. Real wealth, security, and contentment come not from the trinkets we amass but from how we spend the one life we’ve been given.

Read this essay and 150 others in our new book, Essential.

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What is an unhealthy house?

Symptoms of An Unhealthy Home. You may find yourself using air fresheners and candles to mask odors or avoiding specific places in your house. You may notice you or your children don't feel well in certain rooms or when certain things happen, like when the heat comes on or the house gets damp.

You may find yourself using air fresheners and candles to mask odors or avoiding specific places in your house. You may notice you or your children don’t feel well in certain rooms or when certain things happen, like when the heat comes on or the house gets damp. These are typical indicators that your home has an indoor air problem that could be degrading your health. When you see your doctor, they typically try to connect your symptoms to conditions inside your body, not to external factors such as the home you live in. This is shocking, especially when leading researchers tell us that as many as half of the “homes, schools and buildings in the United States have an indoor air quality problem due to moisture and mold.” Even many home “experts” will tell you that mold, degrading building materials, and odors are pretty “normal. The symptoms most commonly reported by those affected by a “sick house” are many and varied, depending on the sensitivity of the person and the severity of the issues in the home. Common symptoms usually fall into a few broad categories: In our experience, one of the most important indicators is the, “I just don’t feel right” feeling that doesn’t really go away. You feel “like you are getting the flu” but it doesn’t become the flu. Or, it frequently feels like you didn’t get a good night’s sleep, when you got a full 8-hours. Or you experience cold-like symptoms that don’t run their course in a week or so as with a real cold and seem to return frequently.

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